1. Scope of Policy

This policy applies to all TradEdge services including:

• Digital identity & enumeration systems
• Wallet & financial services
• Multipurpose cards & transaction systems
• Government and institutional dashboards
• API integrations

2. Acceptable Platform Usage

• Use TradEdge only for lawful financial and identity activities
• Ensure all submitted data is accurate and verifiable
• Use accounts strictly for personal or authorized organizational use
• Respect system integrity and avoid abuse

3. Prohibited Activities

• Fraud, impersonation, or identity falsification
• Money laundering or illegal financial transactions
• System hacking, reverse engineering, or automation abuse
• Creation of duplicate or synthetic identities
• Unauthorized API scraping or data harvesting

4. Identity & Enumeration Policy

All users must undergo proper identity verification through:

• NIN / BVN validation
• Biometric or document verification
• Agent-based enumeration checks

False identity submission leads to immediate suspension and reporting to authorities.

5. Wallet & Financial Usage

• Wallets must not be used for illegal transactions
• Users authorize automated deductions for fees
• All transactions are logged and monitored
• Suspicious activities may trigger restrictions

6. Data Protection & Privacy

TradEdge complies with NDPR and global data protection standards.

• User data is encrypted and securely stored
• Data is shared only with authorized partners
• Users retain rights to access and update data

7. API & System Integration Usage

• APIs must be used within approved limits
• No unauthorized automation or scraping
• Rate limits and authentication must be respected
• Violations may lead to API revocation

8. Agent & Field Operations Policy

• Agents must collect accurate and verified data
• Misconduct leads to permanent blacklisting
• Agents must comply with assigned jurisdiction limits

9. Compliance & Regulatory Alignment

• CBN financial regulations
• NDPR data protection laws
• AML/CFT compliance requirements
• Government data usage policies

10. Security Responsibilities

• Users must secure login credentials
• Devices must be protected against compromise
• Unauthorized access must be reported immediately

11. Enforcement & Sanctions

• Account suspension
• Wallet freezing
• Legal reporting to authorities
• Permanent platform ban

12. Institutional & Government Usage

Organizations using TradEdge must:

• Ensure lawful data usage
• Maintain confidentiality of user data
• Use analytics responsibly